At Loanwiser, we are trying to make the home loan application and the process of obtaining a simple and hassle free loan to our every client. We are trying to help you to choose the best offers from multiple bank offers on basis of details like loan amounts, interest rates, EMIs, and Loan Period.
We also guide you in the list of documents required for the loan process. The Loanwiser tries to make complex and annoying paperwork process easier for you. We are with you in every step of obtaining a loan from applying loan to complete all your paperwork.
If you hesitate to filling the fields, then give your Contact details we will Assists you.
Loan can be taken before or after selection of any property. Loan amount can be approved in advance so that the buyer can know how much amount he will receive from loan. This helps them to decide their budget on basis of their purchasing power. Actual delivery is done after satisfactory verification of all required documents.
Indians can avail the benefits of tax saving for some components of home loan like principal and interest. According to the current exemption under section 24 (b) of Income Tax Act, 1961, up to Rs. 2,00,000 / - for the interest paid in the current financial year and Rs. 1,50,000 / - for the principal amount paid in the same year. (Under Section 80C).
a. Purpose of the loan.
b. What Property do you want to buy? Is it ready to shift? Or you want to buy a plot and want to build on it in the future.
c. Ensuring Loan amount, interest rate and EMI.
d. Getting information about processing fees.
e. Getting information about pre-payment charges and pre-payment charges.
Yes, our call centre executive helps you to choose the best offers from multiple offers.
If all the necessary documents are provided in order, the loan can be distributed in the period of 15 to 20 days.
Yes, you can buy property in another city and take a loan for that too.
No, the Loanwiser takes no charge from the customer for the loan process.
Credit reports are the record of the credit history of the borrower from many sources, including banks, credit card companies, collection agencies and governments. The Credit Information Bureau of India Limited (CIBIL) maintains the credit history of every borrower. It is very important that you have a good credit score with CIBIL, if you want to take a hassle-free and a quick loan.