Home Loan

At Loanwiser, we are trying to make the home loan application and the process of obtaining a simple and hassle free loan to our every client. We are trying to help you to choose the best offers from multiple bank offers on basis of details like loan amounts, interest rates, EMIs, and Loan Period.

We also guide you in the list of documents required for the loan process. The Loanwiser tries to make complex and annoying paperwork process easier for you. We are with you in every step of obtaining a loan from applying loan to complete all your paperwork.

Quick Apply

Give your Essential information and Upload your Required Documents, We will assist you.

Get a Call Back

If you hesitate to filling the fields, then give your Contact details we will Assists you.

Check Offers & Apply

Check your Eligibility and Select the desired Offers suits you.

There is No hidden charge or commission for Loan application through Loanwiser.

We believe in transparency. Therefore, to ensure a wonderful experience of receiving a great housing loan to all of our customers, not any commission or any type of fee is charged by the Loanwiser.

Home Loan Products

Home loan - Home loan facility can be used to buy a house / flat or resale property ready to shift or under construction.

Construction Loans - Construction Loans can be used to build your dream house on your owner plot.

Extension Loan - Extension loan facility is used for additional construction expansions in existing residential properties, such as construction of additional rooms or floor etc.

Improvement loan - Improvement loan facility can be used to redesign or renovation of the house to give it a new look.

Plot + construction loan - This facility can be used to buy a plot as well as to build your dream home.

Plot loan - Plot loan facility can be used to purchase fixed piece of land.

Balance Transfer – Balance Transfer facility can be used to move the existing home loan to a lesser interest rate, which can help to reduce the current interest burden.

NRI Home Loan - Any NRI want to buy / build a house in India, can apply for home loan.

Safe & Secure

To apply loan, follow these 4 steps:

Step 1

Share your mobile number and basic information.

Step 2

Upload the documents

Step 3

Within 24 hours we will contact you, at the mobile number you provided.

Step 4

Compare different loan offers and choose the best offer.

Frequently Asked Questions

Loan can be taken before or after selection of any property. Loan amount can be approved in advance so that the buyer can know how much amount he will receive from loan. This helps them to decide their budget on basis of their purchasing power. Actual delivery is done after satisfactory verification of all required documents.

Indians can avail the benefits of tax saving for some components of home loan like principal and interest. According to the current exemption under section 24 (b) of Income Tax Act, 1961, up to Rs. 2,00,000 / - for the interest paid in the current financial year and Rs. 1,50,000 / - for the principal amount paid in the same year. (Under Section 80C).

a. Purpose of the loan.
b. What Property do you want to buy? Is it ready to shift? Or you want to buy a plot and want to build on it in the future.
c. Ensuring Loan amount, interest rate and EMI.
d. Getting information about processing fees.
e. Getting information about pre-payment charges and pre-payment charges.

Yes, our call centre executive helps you to choose the best offers from multiple offers.

If all the necessary documents are provided in order, the loan can be distributed in the period of 15 to 20 days.

Yes, you can buy property in another city and take a loan for that too.

No, the Loanwiser takes no charge from the customer for the loan process.

Credit reports are the record of the credit history of the borrower from many sources, including banks, credit card companies, collection agencies and governments. The Credit Information Bureau of India Limited (CIBIL) maintains the credit history of every borrower. It is very important that you have a good credit score with CIBIL, if you want to take a hassle-free and a quick loan.

Our Banking Partners

We have partnered with the best financial institutions to provide loans to customers of all segment