Loan Against Property

If you have residential or commercial property or plot, you can use your real estate to raise money by pledging your property. Through this you can fulfil your expenses in business, development plans or personal financial needs like children's education or marriage.

Quick Apply

Give your Essential information and Upload your Required Documents, We will assist you.

Get a Call Back

If you hesitate to filling the fields, then give your Contact details we will Assists you.

Check Offers & Apply

Check your Eligibility and Select the desired Offers suits you.


There is No hidden charge or commission for Loan application through Loanwiser.

We believe in transparency. Therefore, to ensure a wonderful experience of receiving a great housing loan to all of our customers, not any commission or any type of fee is charged by the Loanwiser.

Loan against property (L.A.P.) Products

L.A.P. for residential property -If the customer has his own home, he can pledge him to get instant cash, which can be used to meet further business financial requirements like business expansion, working capital, or personal work. The need for money, as it may be to arrange for the education expenditure, marriage, etc. of your children.

L.A.P. for Commercial Property - This facility helps you to meet your professional development plans - expanding, setting up a plant, and buying commercial property or paying business loans which require immediate attention.

Commercial Property Purchase Loan - To purchase a commercial property under construction or in ready condition.

Lease rentals discounting - Improvement loan facility can be used to redesign or renovation of the house to give it a new look.

Safe & Secure

To apply loan, follow these 4 steps:

Step 1

Share your mobile number and basic information.

Step 2

Upload the documents

Step 3

Within 24 hours we will contact you, at the mobile number you provided.

Step 4

Compare different loan offers and choose the best offer.

To whom Loan against property can offer?

Salaried

Ownership firm

Partnership firm

Self-Employed Person / Professional - CA, Doctor, etc.

Private Limited Companies & Limited Company

Frequently Asked Questions

Loan amount in LAP is mostly considered as 50% of market value of property which is valued by banks registered valuator of that area. Loan value differs from bank to bank as well.

For LAP product every banks wants a strong region of pledging property if bank is satisfied with the region than only they can provide LAP. Eligibility of applicant depends on Income, property papers and strong region.

Yes, you can pledge your commercial property for LAP as some provide LAP on commercial property as well.

No, you can’t avail tax benefits in LAP.

No, the Loanwiser takes no charge from the customer for the loan process.

Credit reports are the record of the credit history of the borrower from many sources, including banks, credit card companies, collection agencies and governments. The Credit Information Bureau of India Limited (CIBIL) maintains the credit history of every borrower. It is very important that you have a good credit score with CIBIL, if you want to take a hassle-free and a quick loan.

Our Banking Partners

We have partnered with the best financial institutions to provide loans to customers of all segment