Personal loan is a type of unsecured loan, which is approved on the basis of specific criteria, such as income level, employment history, credit score, and repayment status of applicant. Personal loan does not require any kind of collateral; usually loan is taken to meet individual needs.
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The actual loan amount is calculated based on your income and other parameters for calculation.
EMI are calculated on the basis of approved loan amount, interest and loan period.
Yes, you can end the loan by paying full loan amount available at present time at any time during the loan period.
Yes, our call centre executive helps you choose the best offers from many offers.
No, the Loanwiser takes no charge from the customer for the loan process.
Credit reports are the record of the credit history of the borrower from many sources, including banks, credit card companies, collection agencies and governments. The Credit Information Bureau of India Limited (CIBIL) maintains the credit history of every borrower. It is very important that you have a good credit score with CIBIL, if you want to take a hassle-free and a quick loan.